Voluntary health insurance in Armenia: issues and options



This publication provides a set of options for the Government of Armenia to consider for expanding voluntary health coverage. It begins by generally describing how private health insurance can be used in health care funding. Section 2 focuses on the specific health care funding situation in Armenia and identifies a set of objectives that could be achieved by expanding the voluntary health insurance market. Section 3 identifies prerequisites to expanding voluntary health insurance in Armenia; section 4 presents three policy options that Armenia might consider; section 5 outlines a set of policy questions that should be answered in developing a regulatory scheme for voluntary health insurance; and the publication ends with a summary of the analysis and possible implications for each of the presented options from the perspective of the entire health system.